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Commerce · Group features

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Decide together. Pay together.

Group Commerce lets a group make a shared decision about what to purchase or book, then collect individual payments for their chosen option. It combines a decision step with a payment collection step.

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The problem

Groups stall without structure

Groups often can't agree on an option without a structured process, and organising who pays what is messy by message. Decisions drag on, money collection becomes awkward, and organizers bear all the coordination burden.

Who it's for

Any group making a shared decision

Friends, colleagues, families, or any group making a shared purchase or booking decision. Whether it's a weekend trip, team event, or a group gift -- Group Commerce keeps everyone aligned.

How it works

Two steps: decide, then pay

Step 1 -- Vote on options

The organiser creates a session with the available options and invites group members. Each member indicates their preference. A configurable decision rule (e.g. simple majority) determines the outcome.

Step 2 -- Collect individual payments

Once the decision is settled, the organiser reviews the allocations and sends contribution links to each member. Each person pays their share independently.

Important distinctions

  • Voting ≠ payment authorisation
  • Session ≠ Finance Group Wallet

Interactive example

4 friends choosing between a Yacht Day (₦80,000/person) and Spa Retreat (₦50,000/person). Spa Retreat wins with 3 of 4 votes. Total collected: ₦200,000.

Choose your preference

Yacht Day

₦80,000/person

Spa Retreat

₦50,000/person

Decision rule: simple majority

Illustrative example

Session lifecycle

Session states

ActiveVoting closedSettledExpiredLocked

Organiser

Creates session, sets options and decision rule, reviews result, sends contribution links.

Member

Receives invite, indicates preference, pays their share after the decision is settled.

Outcome

Winning option selected by rule. Each member's contribution tracked individually.

Comparisons

Group Commerce vs Group Contributions vs Finance Group Wallet

FeatureGroup CommerceGroup ContributionsFinance Group Wallet
Decision stepYes -- members vote on optionsNo -- item already decidedNo -- managed balance
Payment collectionPer-person after decisionPer-contributor sharesPooled wallet balance
Voting ruleConfigurable (e.g. majority)Not applicableNot applicable
Product typeCommerce featureCommerce featureFinance product
Own balanceNoNoYes

FAQ

Common questions

Related features

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Ready to decide and pay together?

Create a Group Commerce session and let your group vote, decide, and contribute -- all in one place.

Start a session