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Flur Finance

Understand, organise and share your money.

Financial clarity for individuals and shared households. See what you earn, understand where it goes, and coordinate money with the people who matter.

flur / finance / overview
Income this month
vs ₦300,000 last month
₦340,000
Spending
+₦30,000 vs last month
₦210,000
Savings transfers
+₦30,000 vs last month
₦70,000
Remainder
−₦20,000 vs last month
₦60,000

Illustrative example — not real financial data

Trusted by

  • SVChrome HotelsHospitality

Start with what matters

Three areas of your financial life — each with tools built for them.

📊

Understand your money

Connect supported accounts, view consolidated balances, and see spending patterns through Money DNA and Transactions.

🏦

Plan and save

Set intentions, track progress toward financial goals, and set aside money in dedicated savings buckets.

🤝

Share and pay together

Coordinate shared expenses, split bills, and manage group or family wallets with clarity and control.

Featured capabilities

Purpose-built tools that work together.

Insight

Money DNA

Your monthly financial fingerprint — income, spending, savings transfers, and remainder compared month over month. Not a score. Not a personality. A clear picture.

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Month A
Month B

Illustrative (₦ thousands)

Connections

Account Information Services

With your permission, bring supported external account balances and recent transactions into Flur. Financial visibility — not payment authority.

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Zenith Bank
4 min ago
₦847,200
GTBank
12 min ago
₦234,500
Information access only — not payment authority
Records

Transactions

Search and filter your payment records by supplier, date, and status. Ask Flur AI for natural-language queries against your transaction history.

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Makola FoodsLast 30 daysCompleted
TXN-001₦18,500
TXN-002₦16,000
TXN-003₦13,000
3 records total₦47,500
AI assistant

Flur AI

Ask questions about your finances in plain language. Flur AI can explain patterns, help draft group actions, and filter records — without moving money or bypassing controls.

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You:Why did my balance drop in August?
Flur AI:Spending rose by ₦30k while income stayed flat. Largest drivers: dining (+₦12k), transport (+₦8k).

Illustrative — AI doesn't move money

Flur AI

Your contextual financial assistant.

Ask Flur AI to explain your spending patterns, find specific transactions, help draft a group split, or clarify a savings intention — in plain language. AI surfaces context; your normal controls remain in place.

Explore Flur AI
YouShow me what I spent on food last month, excluding failed payments.
Flur AIFiltering Transactions: category=Food, period=Aug 2026, status=Completed. Found 11 records totalling ₦94,200.
YouWhy is my remainder lower than last month?
Flur AISpending increased by ₦30k while income rose ₦40k — but savings transfers also increased ₦30k, leaving ₦20k less remainder.

Illustrative example — AI doesn't move money or bypass controls

For businesses

Using Flur for your business?

Accept shared payments, group funding, and split pay — with business-grade controls.

Explore business features →

Partners

Trusted rails. Compliant foundations.

We partner with leading financial ecosystems to ensure reliability. Customer funds are held with Providus Bank, a CBN-regulated financial institution.

Frequently asked questions

Take control of your financial picture.

Clarity across your accounts, patterns, and shared money — in one place.