Accept how your customers pay.
Bring shared payments, split funding and business controls into one clear payment workflow.
One bill. A payment arrangement that fits.
Simple single-customer payment — one source, one confirmation, one outcome.
Learn more →From agreement to confirmed collection.
Agree the arrangement
Non-interactive — see the demo for live walkthrough
Collect with visibility
Confirmed outcome
Collection ≠ payout ≠ profit. These are separate states with separate timing.
Every store in view. The detail when you need it.
All stores — April 2025
₦300,000Sales collected
Transactions
42Locations
2Sales ≠ settled funds or profit. Illustrative data.
Give business money a clear place.
Organise your business account structure into identifiable areas — collections, operations, staff expenses. Each subaccount makes it easier to see what money is doing.
Subaccounts are not separately licensed bank accounts.
Learn about subaccounts →Make the review step visible.
Route payment requests through relevant business review steps before anything proceeds. The approval record shows who reviewed, when, and what decision was made.
Approval ≠ payment settled. These are separate states.
Learn about approvals →Payments above ₦50,000 require Director approval (illustrative policy)
The sale is part of a bigger relationship.
Merchants can start with payments alone. Connect relevant Flur capabilities — Commerce catalogue, personal Finance arrangements — where supported.
Confirmed integrations only — cross-capability connections described as intended.
The next chapter of business money.
Business Money DNA
Coming soonHelps a business understand supported financial activity, patterns and changes across a period — separating internal transfers from income and sales from profit. Data coverage and scope made visible.
Business Money Plan
Coming soonTurn a business money intention into a supported reviewed rule: source, destination, trigger, amount, conditions and failure behaviour. The business reviews it before activation.
Protected Balances
Coming soonEarmark money for supported purposes under defined rules governing its use or release. Differs from a named subaccount or an unrestricted savings destination. Conditions to be defined with the product.
Clear permissions. Confirmed outcomes.
Scoped access
AIS grants information visibility; payment authority is separate and explicitly permitted.
Learn more →Approval step
Approval permits the next step — payment state is tracked separately and must not be assumed from approval alone.
Learn more →Honest status
Partially collected ≠ fully paid. Outstanding amounts are always shown clearly alongside confirmed ones.
Learn more →Privacy boundary
Merchants see collection status — not the customer's private financial details or internal arrangements.
Learn more →