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Subaccounts

Give business money a clear place.

Separately identifiable parts of your business account structure — so you can see which context a record belongs to, not just one indistinguishable list.

What subaccounts do

Three things, clearly.

Organise money or activity

Name and separate areas of business activity — store collections, operations, expenses — so each has a visible context.

Identify transaction context

Each record shows which subaccount it belongs to. "Which context does this transaction belong to?" — answered clearly.

Prevent undifferentiated lists

Without subaccounts, every action appears as one stream. With them, you can filter, view and compare areas of your business.

Subaccount selectorIllustrative demo

Store collections

₦300,000
42 records

SALE-0042

Victoria Island — Group Split

₦120,000

SALE-0039

Victoria Island — Standard

₦85,000

SALE-0038

Yaba — Standard

₦60,000
What subaccounts are NOT

Clear limits.

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Not separately licensed bank accounts

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Not automatically issued account numbers

✗

Not escrow, revenue-split, or tax-partition tools

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Not the same as Protected Balances (which restrict use or release)

These mechanics require implementation confirmation.

Relationship to stores

Stores and subaccounts are not the same thing.

A store is an operational location — a place where sales happen. A subaccount organises money or activity into identifiable areas of your business account structure. They don't have a mandatory one-to-one relationship — implementation determines how they relate.