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Capabilities/Payments · Split Pay

Split Pay

Use more than one funding source for your own payment.

What it is

One person pays one purchase using an approved combination of funding sources. The split is across sources, not across people. Not an instalment loan or buy-now-pay-later product.

The problem it solves

A single payment source may not always have sufficient funds. Split Pay lets you combine supported sources — such as your Flur wallet and a connected account — to fund one purchase.

How it works

1

Confirm the merchant and amount

2

Select supported funding sources

3

Allocate amounts across sources — the total must match the purchase

4

Review fees and confirm

5

Track each source's collection outcome separately

Important controls

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Each funding leg has its own status

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A partial collection is not shown as a completed merchant payment

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A failed leg does not trigger automatic substitution from another source

Common questions

Is Split Pay a loan?

No. Each source leg uses an existing funding source you select. There is no credit extended.

What happens if one source fails?

The failed leg is shown separately. The system does not silently use a different source without your knowledge.

What is the difference between Split Pay and Group Split?

Split Pay is one person, multiple sources. Group Split is multiple people sharing a cost.

Related capabilities