For business
From the first customer message to confirmed collection.
Flur serves two kinds of business: merchants using Commerce tools to sell products and services, and financial operators using Finance Business tools to collect and manage payments.
Flur Commerce
Selling tools for merchants
From catalogue to confirmed order — Commerce is the layer where buyer messages become transactions.
Catalogue
Products with imagery, variants, price and inventory. Services with scope, duration, availability and booking information.
Conversational AI
Buyer messages arrive in plain language. AI reads them against the live catalogue and prepares a draft cart.
Product Intent
If the item is not in stock, the buyer's need is saved — size, price condition, other criteria — and stays active.
Opportunity Engine
When supply and saved demand match, an actionable opportunity is identified. Concept preview — not yet fully operational.
Pricing Engine
Eligible pricing is applied — draft, simulate, review, activate. The reason for each price is shown alongside the number.
Order
Confirmed order with payment status separate from delivery status. Analytics across the period.
Example — illustrative only
Elegance Boutique restocks size-12 dresses
Three saved Product Intents match — buyers who specified size 12, below ₦60,000. An opportunity is identified and a group offer is prepared.
Flur Finance Business
Payment collection and business operations
POS and complex collections, multi-store visibility, subaccounts and approval workflows.
POS & complex collections
One ₦120,000 sale. Two people paying. Three funding legs. All visible.
Two people. Three funding legs. One sale. — Illustrative only.
Multi-store
Oversee multiple locations. Consolidated figures are totals — not settled funds or profit.
Consolidated sales total — not profit. — Illustrative only.
Business payment approvals
A controlled review route before a payment action progresses. Approval is permission — not proof of payment.
Subaccounts
Separately identifiable parts of the business account structure used to organise money and activity by purpose, project or store.
Coming to Finance Business
Business-focused understanding, planning and protection tools.
Business Money DNA
Coming soonBusiness money understanding across accounts and activity.
Business Money Plan
Coming soonSupported, reviewed money arrangements for the business.
Business Protected Balances
Coming soonDefined rules for how business balances are used and released.